In the event of death of any Insured life or disability as a direct or indirect consequence of War or Warlike Operations as an innocent bystander, provided that the Insured Person did not intentionally entered the immediate area of hostilities.
In case an insured life becomes partially and permanently disabled as a result of accident or sickness, this benefit pays a percentage of the sum insured as per the Policy Schedule.
A payable benefit in case an insured life becomes totally and permanently disabled as a result of an accident or sickness.
Any medical condition which the Insured Member had or suffered from prior to the attachment date of the Policy, whether known or unknown to the Insured Member or consulted with a Medical Practitioner.